Switching Life Insurance – Laya Life

Considering a switch in life insurance or mortgage protection provider? Our online quote tool makes it easy to get started and our customer service team will be there to help you all the way through the process. 

The simple and affordable cover available can provide the support you and your family need should the unthinkable happen. We provide a friendly and efficient service that you can trust. Policies include:


  • Instant decision on affordable cover, from as little as €10.10* per month
  • No GP visit – decision on cover based on answering a series of health and lifestyle questions
  • A policy that will pay out up to €750,000, depending on your age at application
  • A 10% discount for joining online
  • Genuine customer service provided by our team in Cork
  • Flexibility - Laya Life can grow with your needs.


It’s easy to get started with laya life

Taking out life insurance is simple and affordable. With our quote and buy online tool you can have cover in place in a matter of minutes – all you need to do is answer some health and lifestyle questions and you’ll get an instant decision. We don’t believe in putting customers through the hassle of a GP visit or medical.


You’ll get a 10% discount for joining online


Important note for switchers

If you are using this product to replace another life insurance policy you may already have, please take special care to satisfy yourself that this policy meets your needs. Please make sure that you are aware of the financial consequences of replacing your existing policy. If you are in any doubt about this, you should contact your current insurer or insurance intermediary.


Also, please be aware of the following:

  • The product is designed to provide basic life cover or mortgage protection cover.
  • It is not a savings or investment product; it offers no cash-in value at any stage.
  • Policies can be taken out on a single or joint basis.
  • If you do not keep up your monthly payments, your cover will end.
  • It provides cover for a fixed period; no pay out will be made if you reach the end of the policy term without having claimed.


Get a quote online

So, get a quote for life cover and take the first step to switching to laya life.


*Price quoted is dependent on the number of people who require cover, the age of each, whether you smoke, the amount of cover required and how long you would like the policy to run for. Eligibility is dependent on answering a series of questions. Quote for €10.10 per month is based on the example of a 25 year old, non-smoker taking out cover of €185,000 for a period of 10 years