Protecting your family or your home has never been easier, with quick online cover that fits your life.
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Affordable cover for life insurance and mortgage protection.
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A fast, simple online application means you can secure instant protection and peace of mind.
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Just answer a few simple health questions - no GP visits required.
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Access all your documents instantly on your customer portal as soon as your cover is in place.
Life Insurance is a simple way to protect the people who rely on you, just in case life takes an unexpected turn.
If you pass away during your chosen policy term, Life Insurance pays a tax‑free lump sum to your family. This financial support helps them stay steady and secure at a difficult time, by covering everyday essentials such as:
It’s peace of mind knowing your loved ones can continue living life with stability, even if the unexpected happens.
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With laya life, part of AXA, getting protected is simple, fast and fully online. You stay in control by choosing:
There are no long forms, no jargon and no hassle. Once your application is approved, your cover starts immediately, giving you peace of mind from day one.
Reliable protection, made simple - so you’re ready for life’s uncertainties, just in case.
Get peace of mind straight away with a fast online application and instant protection.
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We’ll tailor your quote instantly.
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Life Insurance, Mortgage Protection, or both.
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No medical exam. No GP reports required.
Receive a complimentary will with every policy.
We’ve created a series of clear, practical guides to help you understand how life insurance works, who it’s for and how different cover options compare so you can make informed decisions with confidence.
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A simple overview of what life insurance is, how it works and the types of cover available.
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Learn who life insurance is designed for and when it may be worth considering.
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A quick guide to the differences between single and dual life insurance cover.
Laya Life insurance is a type of cover that pays your loved ones a lump sum if you die. It can pay off any of your outstanding debt or simply help your family financially in the future.
All of our life insurance policies are for term life insurance. You can easily choose the amount and length of cover that suits your family needs.
If you have people who rely on you financially, you need life insurance. This could be your partner, your children, an elderly relative or anyone else you care for.
If you don’t have dependants, life insurance can still take a burden off your loved ones. It can help pay off your debts or settle your estate when you die. Find out if life insurance is right for you with our helpful guide.
The life insurance cover you need depends on your debts and the unique needs of your family. We know that it can be hard to figure out the right amount of cover for you. So for that reason, we’ve put together a useful checklist to help you work it out. For parents, our Cost of Raising a Child research could give you an even better insight.
Have more questions or need some advice? Then contact our expert and qualified Customer Care Team. They can help you find a policy that meets you and your family’s unique needs.
The cost of your life insurance premium depends on your personal circumstances and the kind of cover you need. Your age, health and if you smoke can affect the cost. How much and how long you want your cover for also impacts on the cost.
Choose laya life for affordable premiums, straightforward policies, instant cover with no GP visits and a complimentary will.
Our goal is to Look After You Always. That’s why we make sure our expert, friendly Customer Care Team is on-hand to help you in any way they can.
You can answer some questions and get a quick quote online. After that, simply purchase your policy for instant cover. No GP visits or reports, no fuss. Then, you have the peace of mind that your family will be cared for, whatever happens.
The length of your policy depends on a few things. If you’re getting Mortgage Protection, your cover lasts at least as long as your mortgage.
The length of your life insurance policy is a little more personal. Think about how long your loved ones need financial protection. Typically, our members take out policies that last until their youngest child turns 25. For that reason, younger members tend to take out longer term policies.
Chat to our experienced Customer Care Team to get a better idea of the best course of action for you.
The cost of your life insurance premium depends on your personal circumstances and the kind of cover you need. Your age, health and if you smoke can affect the cost. How much and how long you want your cover for also impacts on the cost.
Dual life insurance is a policy taken out by two people. Dual life cover is a life insurance policy for two people that pays out twice. Once upon the first death and again upon the second death during the policy term. After that, the policy ends.
You should get a will if you want to make distributing assets easier for your family when you die. It’s also important to know that your estate will be divided in a way you’re happy with.
At laya life, we know the comfort that having a will brings to our members. That’s why we offer all of our members a complimentary will with Law Online.
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