Life Insurance For Over 40’s And Over 50’s

Life is unpredictable and it's a good idea to have a life insurance plan no matter what age you are or stage of life you are in. At laya life we understand that both term life cover and mortgage protection are needed by people across a wide age spectrum and that’s why we are happy to offer cover for Irish adults aged 18 to 70 years of age. 

If you are over 40 or over 50 years old here are some useful points to consider: 

  • Your term and maximum payout might change but the sign-up process and policy will work in exactly the same way, no matter what age you are.
  • We will not review your life insurance policy for the entire term you have chosen.
  • The maximum age for a new customer is 70 years (the max term for a 70 year old is 10 years, running up to their 80th birthday).
  • The maximum payout is determined by your age at application stage.

It’s never too late to consider the security and reassurance that comes from knowing our family or loved ones will be looked after in the event of our death. Insurance policies available for purchase from laya life are straightforward - it’s easy to join, there are no GP visits or reports required and if you sign up online, you get a 10% discount on your policy.


Get A Quote Online

So, get a quote for life cover and see how easy it is to join.