Cost of Life Insurance

Cost of Life Insurance | Laya Life Insurance | Laya Life Ireland

Life insurance can be difficult to understand, and you may be concerned about the cost of securing life insurance cover for you and your family.

Laya life is committed to our promise of making life insurance simple and affordable. You can quote and buy within minutes – no GP visit, no fuss.

Ahead of using our simple quote tool, we have created this short guide to help you better understand the factors that affect the price / cost of the policies we offer. 

There are several factors that influence the cost of your laya life insurance policy. 

  1. Your age – the younger you are. the lower the cost of your life policy will be.
  2. Whether you smoke – smoking impacts on your overall health so non-smokers will be looking at lower premiums.
  3. The amount of life insurance cover you want – laya life offers cover of up to €750,000 depending on your circumstances.
  4. The length of time the policy will be valid for – you can choose life insurance cover of up to 40 years.
  5. The health and lifestyle questions - your answers to these questions will determine the cover that might be offered to you.


Remember that we offer a 10% discount when you join online and if you are a laya healthcare member you can an additional 10% discount… a total saving of 20%.


So, get a quote today and tick life insurance off your to-do list.